I already posted about what makes up your credit score. Knowing what is in your report and how it impacts your score isn’t enough though. Here are some basic tips which will not only help you increase your score, but avoid hurting it as well.
These guidelines will not improve your score overnight. However, by nurturing these good habits over time, your score will go up. Remember, your credit score is compiled from your full credit report which serves as a snapshot of your financial history. Improving your score will allow you to get credit more easily and at a lower interest rate in the future. Continue reading